Iowa Bankers Association Iowa Bankers Insurance & Services, Inc.
Iowa Bankers Association
8800 NW 62nd Avenue
Johnston, IA 50131
Toll-Free: 800-532-1423
Local: 515-286-4300
Fax: 515-280-4140

Event Detail

Event Description

Qualified Mortgages - Redefined!

IBA's compliance webinars are a continuing series. Brought to you by the IBA compliacne staff they offer timely information, addressing key regulatory issues when you need it. The webinars keep you informed and ready for the challenges of the changing regulatory finacial services environment.

The Truth in Lending Act provides certain protections from liability for creditors that evidence repayment ability by making mortgage loans that meet the Qualified Mortgage definitions.  Those definitions recently changed plus a new QM option was added and the GSE Agency QM will soon be removed!  Join us to learn:
 

  • The mandatory effective dates of the changes
  • Which QM standards did not change
  • The details of the updated General QM standard
  • Details of the new Portfolio QM standard
  • How to transition from the GSE “Agency” QM Patch
  • Tips to prepare for these upcoming changes

Determining an applicant’s ability to repay is critical when offering mortgage products – both to prevent consumer harm and also to protect the bank.  Don’t miss this opportunity to learn about all QM standards available to your bank and which may be best suited to your products and risk tolerance.

Presenters

Julie Gliha, MBA, CRCM, is vice president of regulatory compliance for the Iowa Bankers Association. As a graduate of the University of Northern Iowa and the University of Phoenix, Julie earned her BA in Financial Management, holds a Masters in Business Administration, and is a graduate of the IBA Compliance School. Julie has over twenty-eight years of experience in all areas of regulatory compliance including compliance management, lending and deposit regulations, Bank Secrecy Act, OFAC, Privacy, Community Reinvestment Act, IRA administration, retail bank management, and training.

Ronette Schlatter, CRCM, is a senior compliance coordinator with the Iowa Bankers Association. Her primary responsibilities at the IBA include the coordination, writing and editing of IBA’s monthly compliance magazine, THE DISCLOSURE; providing onsite training and compliance consulting for member banks; researching and
evaluating new regulatory requirements; and responding to member banks’ compliance questions. Ronette received her BA in Business Administration from William Penn College and is a graduate of the ABA Graduate Compliance School.

 

 

 

 

 

Instructions

Webinar Details


The program consists of 90 minutes of instruction followed by Q&A. Each registration provides connection to the webinar, materials and access to a six month replay. You may have unlimited listeners on your connection by speaker phone and computer. You will receive a confirmation, materials and instructions. If you do not receive a confirmation at least 2 days prior to the event contact Darcy Burnett at Iowa Bankers Association.

Webinar (02/24/21 10:00 - 11:30 a.m.)


Online Registration

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