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Industry News
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Featured Items
- 30-Year Mortgage Rate Falls to Its Lowest Level in Nearly Three Years
- Economic uncertainty drove mortgage rates down, according to Freddie Mac data released Thursday, with the popular 30-year reaching its lowest level in nearly three years. learn more
- Mortgage Demand Falls as Interest Rates Flatten
- Overall mortgage application volume decreased 0.9% last week compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. learn more
- Mortgage Debt Has Peaked. Why Has the Share of Homeowners with a Mortgage Fallen to a 13-Year Low?
- The household-owned value of the U.S. housing market is at an all-time high of $26.12 trillion--significantly higher than the pre-crisis peak of $22.68 trillion in 2006. learn more
- MBA Lowers Rate Forecast and Boosts Lending Outlook
- The Mortgage Bankers Association issued a new forecast that predicts the U.S. rate for a 30-year fixed mortgage will average 3.7% in the third and fourth quarters of 2019, down from the 3.9% the group predicted for the same periods a month ago. learn more
- Drop in Mortgage Rates a Boon for Homebuyers and Refinancing
- Worries about the world economy and the shaky stock market have given homebuyers a windfall. learn more
- Bankers Welcome Rush of Refis, But It's No Cure-All
- Mortgage refinancing activity is back from the dead thanks to declining interest rates, and that's good news for banks that will be starved for additional revenue as lending margins keep tightening. learn more
- More Signs Point to a Softer Housing Market, Even as Mortgage Rates Fall
- Just 12% of adults said they plan to buy a home in the next year, according to a survey done in the second quarter of this year by the National Association of Home Builders. learn more
- Millennials Drive Mortgage Refinance Boom, and Lenders are Scrambling
- Mortgage interest rates have been falling since May, so borrowers, especially millennials, are rushing to refinance learn more
- Millennials Drive Mortgage Refinance Boom, and Lenders are Scrambling
- Mortgage interest rates have been falling since May, so borrowers, especially millennials, are rushing to refinance. learn more
- Mortgage Rates Plunge to Their Lowest Levels in 33 Months
- Driven down by worries about a trade war with China, mortgage rates have sunk to multiyear lows, which caused mortgage applications to pick up. learn more
- Mortgage Refinances Spike 12% on Big Rate Drop, But Homebuyers Pull Back Again
- Total mortgage application volume rose 5.3% from the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. learn more
- Lenders Dread Prospect of Fannie, Freddie Losing CFPB Exemption
- Mortgage lenders are fearful that the bottom will fall out of the housing market if the Consumer Financial Protection Bureau's proposal to revise underwriting rules reduces the volume of loans sold to Fannie Mae and Freddie Mac. learn more
- ARM, HELOC Mortgage Borrowers Could Get a Break if Fed Lowers Rates
- Some borrowers might see lower monthly payments come the end of July if the Federal Reserve lowers interest rates. learn more
- omeowners Refuse to Tap into Massive Equity. Is that a Mistake?
- A strong housing market and rising home prices have contributed to higher rates of home equity. learn more
- Fed Officials Shake Markets With Rate Cut Comments
- Two senior Federal Reserve officials stressed the need to act quickly if the U.S. economy looked likely to stumble, reinforcing bets the central bank could cut interest rates by as much as half a percentage point later this month. learn more
- Almost 40% of U.S. Homes Are 'Free and Clear' of a Mortgage
- More Americans are living mortgage free learn more
- Fed Interest Rate Cuts to Usher in New Era for Home Buyers
- A Fed rate cut is expected this year, even as early as July 31. learn more
- New Home Buyers Shied Away in June Despite Friendly Rates
- The Mortgage Bankers Association said its Builder Application Survey shows mortgage applications for new home purchases increased 17.9 percent compared from a year ago but were down 14 percent from the previous month. learn more
- Fed Minutes Show Many Saw a Stronger Rate-Cut Case
- Federal Reserve officials judged uncertainties and downside risks to the outlook for the U.S. economy had increased significantly when they gathered in June, strengthening the case for an interest-rate cut, according to the minutes of the June 18-19 Federal Open Market Committee released Wednesday in Washington. learn more
- Housing Supply and Buyer Demand is Pushing Buyers Out of the Market
- The U.S. median listing price reached its annual peak earlier than expected thanks to a mismatch of available inventory and buyer demand. learn more
- Report: Financial Services Industry Workforce Among Lowest Risk for Phishing Scams
- Among industries facing potential phishing attacks, the employees of the financial services industry are among the lowest risk to fall prey to this form of digital attack, according to a new report from the security company KnowBe4. learn more
- More than 8 Million Homeowners are Leaving Big Money on the Table by Not Refinancing
- Mortgage rates have been on a roller coaster for the last year, but now they're sitting at the bottom of the track, giving a major boost to the number of borrowers who can benefit from a refinance. learn more
- White House Predicts Deregulation Will Boost Household Incomes
- The report issued Friday by the Council of Economic Advisers looked in isolation at 20 rules in the Trump administration's broader economic agenda, which has also included new tariffs that economists and industries say have driven up some consumer prices. learn more
- Mortgage Rates Sink to 31-Month Low...
- Mortgage rates hit their lowest levels since November 2016 on the heels of the Federal Reserve meeting last week. learn more
- Health of Housing Markets Report Offers Glowing Diagnosis
- The state of housing is excellent, according to the latest Health of Housing Markets Report from Nationwide Economics. learn more
- anks Sail Through Year's First Round of Stress Tests
- Despite facing tougher scenarios, the 18 banks undergoing the Fed's stress testing program this year easily passed the first examination, known as the Dodd-Frank Act Stress test, posting similar capital losses as in previous years. learn more
- Your Money: Buying or Refinancing? The Mortgage Rate Frenzy is Back
- Mortgage rates are nearing historic lows again in the United States, making it an ideal time to buy a home--or refinance. learn more
- The Big Question for the Fed This Week: Did We Make a Mistake?
- This week, at a two-day policy meeting ending Wednesday, Federal Reserve policymakers will, implicitly, be discussing whether they've raised interest rates too much, too soon. learn more
- New Home Mortgage Applications in U.S. Spike 20.1 Percent Annually in May
- Based on the Mortgage Bankers Association's latest Builder Application Survey for May, U.S. mortgage applications for new home purchases increased 20.1 percent from a year ago. learn more
- Inventory Growth is Now Outpacing Sales in Buyer-Friendly Housing Markets
- As more and more homeowners list their homes for sale, new data suggest the market is shifting further in the favor of homebuyers. learn more
- Outlook for U.S. Mortgage Rates Remains Stable, Housing Crunch Continues
- The prediction is more of the same, says Mike Frantantoni, chief economist with the Mortgage Bankers Association. learn more
- Fannie-Freddie Revamp Poses Risk to Trump: Higher Mortgage Costs
- Fannie Mae and Freddie Mac's watchdog has a vision for ending U.S. control of the mortgage giants that hinges on the companies holding more capital. learn more
- Mortgage Rates Extend Decline, Sinking to 16-Month Low
- Mortgage rates are at their lowest levels in 16 months after five weeks of declines. But despite falling rates, mortgage applications pulled back, according to the Mortgage Bankers Association. learn more
- Expect More Banks to Exit National Mortgage Lending
- It's no secret the mortgage business has been tough lately, but bankers who have downsized in home lending say it's no fad--they (and others) predict the slim profits are here to stay and that more banks will follow their lead in scaling back. learn more
- The Silver Lining Amid the China Trade War? Lower Mortgage Rates
- On the heels of continued trade tensions with China, mixed economic data and volatile markets, there is one silver lining for Americans: lower home mortgage interest rates. learn more
- Mortgage Refinances Surge 8%, As Rates Fall to the Lowest Level Since January 2018
- Homeowners are taking advantage of lower interest rates, rushing to refinance their mortgages before rates potentially turn higher again, according to the Mortgage Bankers Association. learn more
- Mortgage Refinance Booms are a Thing of the Past: MBA Chief Economist
- The era of plentiful refinance volume is over for the foreseeable future, the result of mortgage rates remaining in a very narrow band for the past decade, said Mortgage Bankers Association Chief Economist Mike Fratantoni. learn more
- Trump's Trade War with China Doesn't Bode Well for an Already Shaky U.S. Housing Market
- Low interest rates and the continually strong labor market are boons to American consumers and therefore positive headwinds for the country's housing market, said Mike Fratantoni, chief economist for the Mortgage Bankers Association. learn more
- Lenders Opening Doors to a Wider Swath of Home Buyers
- According to the Urban Institute Housing Finance Policy Center's latest quarterly credit availability report, mortgage lenders are reaching out to borrowers who might have been marginal--or rejectees--in the past. learn more
- Mortgage Rates Pull Back on Weak Inflation Data
- After a month of increases, mortgage rates retreated this week. learn more
- Fannie Mae and Freddie Mac Release Q1 Financial Results
- Fannie Mae and Freddie Mac released their Q1 2019 financial results on Wednesday. learn more
- Iowa Signs Law to Enable eClosings for Mortgages
- Iowa became the latest state to enable fully digital closings for mortgage transactions Monday with the passage of its new eNotary law. learn more
- Waters' CFPB Bill Being Readied for House Consideration
- The House may soon vote on a bill introduced by Financial Services Committee Chairwoman Maxine Waters, D-Calif., that would roll back changes to the Consumer Financial Protection Bureau introduced during Mick Mulvaney's term as Acting Director. learn more
- Mortgage Rates Increase for the Fourth Week in a Row
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 4.20 percent with an average 0.5 point. learn more
- Mortgage Rates Increase for the Fourth Week in a Row
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 4.20 percent with an average 0.5 point. learn more
- Weekly Mortgage Applications Fall as the Highest Rates in a Month are Spooking Spring Buyers
- Overall mortgage application volume fell 7.3% last week from the previous week but was 6.6% higher than a year ago, thanks to stronger refinance volume, according to the Mortgage Bankers Association. learn more
- Independent mortgage bankers see profit per loan nearly halved in 2018
- Surging loan production expenses and low revenue killed profits in 2018 for loans originated by independent mortgage bankers and subsidiaries of chartered banks, according to the Mortgage Bankers Association. learn more
- Trump's Tax Overhaul Is Curbing Housing Activity, Fed Researchers Say
- President Trump's tax reform is likely having a negative effect on the housing market, according to a newly published study by researchers at the Federal Reserve Bank of New York. learn more
- Mortgage Demand is Up a Bit: Quicken Loans Founder
- Dan Gilbert, founder and chairman of Quicken Loans, and Jay Farner, CEO of Quicken Loans, discuss the state of the mortgage sector as home buyers prepare for spring. learn more
- Mortgage Rates Drift Higher for Second Week in a Row
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average increased to 4.12 percent with an average 0.5 point. learn more
- Low Mortgage Rates May Drive Home Purchase Lending to 14-Year High
- Freddie Mac is expecting a gain of 1.5% for total mortgage lending, according to its March mortgage finance forecast. learn more
- CECL Spells Trouble for Small Banks, Consumers
- The author, a Democrat from Missouri on the House Financial Services Committee, says the Current Expected Credit Loss standard proposed by the Financial Accounting Standards Board threatens to eliminate some lending services and restrict access to credit, particularly for low-income families. learn more
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