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Industry News
News:Industry News
Featured Items
- Fed Minutes: Central Bank Split Over Path of Rate Hikes
- A fissure appears to be developing at the Federal Reserve over when to raise interest rates. learn more
- U.S. Home Refinancing Applications Rise to a Near Two-Month High: MBA
- U.S. applications for home refinancing climbed to their highest level in nearly two months last week with their share of total housing loan requests reaching the biggest since February, as home borrowing costs fell, the Mortgage Bankers Association said on Wednesday. learn more
- S&P/Experian: Mortgage Default Rate at Lowest Level in a Decade
- Despite a slight increase in July, the default rate for first mortgage loans still sits at its lowest point in the last 10 years, according to the latest S&P/Experian Consumer Credit Default Indices. learn more
- Freddie Mac Economist: If Housing is Affordable, Why is Homeownership Out of Reach?
- Despite housing affordability being near-record highs, homeownership still feels completely out of reach for many people, Freddie Mac Vice President and Chief Economist Sean Becketti said. learn more
- MBA President Stevens Defends Need for Multiple Guarantors in GSE Reform
- As the list of people commenting on how to execute GSE reform continues to grow, Mortgage Bankers Association President and CEO David Stevens, CMB, highlighted one of MBA's main points and defended the need for multiple guarantors in the new system. learn more
- Tighter Underwriting Drives Down Delinquencies in May
- The mortgage delinquency rate reached its lowest point in nearly a decade in May due to tighter underwriting, according to CoreLogic. learn more
- Trump Administration Weighs Slashing Mortgage Deduction
- Despite promises from the Trump administration in April that it would "protect the homeownership ... deductions," multiple sources tracking tax reform said that the cap on the mortgage interest deduction--currently set at the interest on up to $1 million of mortgage debt--could be lowered in tax reform. learn more
- Commercial Property Prices Expected to Moderate
- The Mortgage Bankers Association recently released its first-quarter data book, which charts trends in commercial real estate. learn more
- Lowest Mortgage Rates in a Month Barely Boost Weekly Applications...
- Total mortgage application volume rose just 0.4 percent seasonally adjusted compared with the previous week, according to the Mortgage Bankers Association. learn more
- House Revokes New CFPB Arbitration Rule
- The House passed a "resolution of disapproval" to revoke a controversial new rule by the Consumer Financial Protection Bureau that bans companies from using mandatory arbitration clauses. learn more
- CFPB Loses Court Battle over RESPA Violations
- A federal district court in Kentucky handed a victory to a Louisville, Kentucky law firm, Borders & Borders, after a long-standing legal battle with the Consumer Financial Protection Bureau over alleged Real Estate Settlement Procedures Act violations. learn more
- Fannie Mae DTI Increase Could Add 95,000 Borrowers Each Year
- As the GSEs seek to ease access to credit and allow more homebuyers into the market, Urban Institute pointed out one change that could allow nearly 100,000 new homebuyers to qualify for a mortgage each year. learn more
- Student Debt Is a Major Reason Millennials Aren't Buying Homes
- College tuition hikes and the resulting increase in student debt burdens in recent years have caused a significant drop in homeownership among young Americans, according to new research by the Federal Reserve Bank of New York. learn more
- Mortgage Lending Takes a Bite Out of Bank Earnings Despite Brisk Spring Buying Season
- Mortgage revenues fell 26% compared to a year ago at JPMorgan, 52% at Citigroup Inc. and was down 19% at Wells Fargo. learn more
- Mortgage Rates Soar to Highest Level Since Early May
- "Rates continued to increase last week given increasing evidence that the Fed and other central banks are more likely to raise rates given the pickup in economic growth in their respective economies," said Michael Fratantoni, Mortgage Bankers Association chief economist. learn more
- Ellie Mae: Homebuying Millennials Not Motivated by Starting Families
- Millennials are entering the housing market, many for the first time, and fighting over the limited housing inventory available, according to May's Millennial Tracker report from Ellie Mae. learn more
- Banks and Credit Card Companies Can't Try to Stop You From Joining a Class Action Lawsuit--For Now
- Consumers had good reason to celebrate Monday after the Consumer Financial Protection Bureau, after years of preparation, issued a rule blocking credit card companies, banks and other financial firms from putting roadblocks in the way of customers joining class-action lawsuits. learn more
- Treasury Quietly Looking at Revamping CRA
- The Treasury Department is embarking on an effort to revise the implementation of the Community Reinvestment Act, a law many community groups say is out of step with modern banking practices and that institutions say has devolved into a compliance exercise. learn more
- CFPB Finalizes TRID Updates
- The Consumer Financial Protection Bureau finalized updates to the TILA-RESPA Integrated Disclosure rule, also known as the "Know Before You Owe" rule, with amendments that the agency said were "intended to formalize guidance in the rule, and provide greater clarity and certainty." learn more
Legislative Issues Preview Guide- This publication provides a comprehensive summary of banking issues expected to be debated by the state legislature in its upcoming session. learn more
- Legislative Issues Preview Guide
- This publication provides a comprehensive summary of banking issues expected to be debated by the state legislature in its upcoming session. learn more
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