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Industry News
News:Industry News
Featured Items
- Mortgage Rates Dip to their Lowest Levels in More than a Year
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average dropped to 4.37 percent with an average 0.4 point. learn more
- Mortgage Applications Drop 3.7% as Homebuyers Pull Back
- The lowest interest rates in nearly a year were not enough incentive to juice mortgage demand learn more
- Fading Tailwinds Will Limit U.S. Economic Growth in 2019, Says MBA's Chief Economist
- Despite a strong U.S. job market, GDP growth will slow now that the tailwind from the Tax Cuts and Jobs Act has largely dissipated, predicts Michael Fratantoni, chief economist with the Mortgage Bankers Association. learn more
- Mortgage Rates Tumble to 10-Month Low
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average dropped to 4.41 percent with an average 0.4 point. learn more
- GSE Reform, CFPB Underwriting Rule are on Collision Course
- The White House and Senate Banking Committee are pursuing parallel tracks to end the GSEs' federal conservatorships. learn more
- Drop in Mortgage Applications Proves Just How Rate-Sensitive Today's Borrowers Are
- Mortgage application volume decreased 3 percent last week from the previous week, the Mortgage Bankers Association said. learn more
- MBA Asks VA to Delay Cash-Out Refi Rule Enforcement
- In a letter to the VA, MBA President and CEO Robert Broeksmit cited a "significant operational challenge" in the new VA disclosures that would impose required borrower disclosures which are not readily available to MBA member lenders offering such refinance loans. learn more
- Mortgage Rates Aren't Moving--How Will the Housing Market Respond?
- Rates for home loans were unchanged in line with a stagnating bond market, but big questions remain about the health of the housing market. learn more
- Mortgage Applications Pull Back 2.7% as Rates Turn Higher Again
- Total application volume fell 2.7 percent compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. learn more
- Housing Market Shows Signs of Hope
- Combined with other recent trends--growing inventories of homes available for sale, slower price inflation and even modest price reductions--the decline in mortgage rates should be encouraging for anyone seriously in the market for a home. learn more
- The Slowing U.S. Housing Market May Have Bottomed
- After a months' long slowdown, the U.S. housing market may have bottomed. " learn more
- Mortgage Applications Surge 13.5% as Borrowers Rush to Take Advantage of Lower Rates
- Mortgage application volume rose 13.5 percent last week, compared to the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. learn more
- Fed's George Turns Dovish, Makes Case for 'Pause' on Rate Hikes
- In a remarkable shift by one of the U.S. central bank's most hawkish policymakers, Esther George, president of the Federal Reserve Bank of Kansas City, on Tuesday made the case for patience and caution on interest rate hikes to avoid choking off growth. learn more
- Thanks to Lower Mortgage Rates, 550K Homeowners Could Save by Refinancing
- According to the Mortgage Bankers Association, refinance application volume was up 35 percent at the start of the year. learn more
- Loan Officer: USDA Borrowers in Limbo During Shutdown
- The fact that USDA loans have no downpayment requirements and come with relatively low interest rates and fees for rural and suburban homebuyers makes them a particularly affordable option under normal circumstances. learn more
- Plunge in Rates Sparks 23.5% Spike in Mortgage Applications after Unusually Weak Holidays
- Overall volume jumped 23.5 percent last week from the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. learn more
- FHA Asks Mortgage Industry to Help Unpaid Federal Workers with their Mortgages
- The Federal Housing Administration announced late Tuesday that it is calling on all approved mortgagees and lenders to be "sensitive to the financial hardships experienced by borrowers as a result of the shutdown," including borrowers who are subject to furlough, layoff, or a reduction in income due to the shutdown. learn more
- Federal Shutdown Creating Mortgage Victims
- When the government shuts its doors because of a funding brouhaha that pits the White House against Capitol Hill, who gets hit hardest among people needing a home mortgage? learn more
- Servicers Treating Government Shutdown Like a Natural Disaster
- As the government shutdown enters its third week, mortgage servicers are activating the response plans they normally use during hurricanes and wildfires to assist federal workers who may have trouble paying their mortgages. learn more
- Fannie Mae Releases New Policies for Originations During Government Shutdown
- Fannie Mae said the government shutdown does not mean borrowers employed by the government are ineligible for mortgages during the shutdown. learn more
- FEMA Reverses Course, Reinstates NFIP 'Without Interruption'
- Faced with fierce criticism for its decision, including from the Mortgage Bankers Association, FEMA on Friday reversed course, saying in a statement that "all NFIP insurers have been directed to resume normal operations immediately and advised that the program will be considered operational since December 21, 2018 without interruption." learn more
- Inflated Rents Could Push More Consumers into Homebuying
- Rising rents combined with growing housing inventory could lead to increased purchase mortgage originations in the near future. learn more
- The Slowing U.S. Housing Market Will Have 'a Small Silver Lining' in 2019
- "A couple of years of home prices running twice the rate of home income growth leads to affordability challenges," said Mortgage Bankers Association Chief Economist Mike Fratantoni. learn more
- Trump Picks Calabria to Head Federal Housing Finance Agency
- President Donald Trump on Tuesday announced his intent to nominate Mark Calabria - who currently serves as chief economist for Vice President Mike Pence - to replace Mel Watt as director of the Federal Housing Finance Agency. learn more
- The Year Ahead: Consumer Agency Gets New Chief at Crucial Point
- The Hill, Dec. 11, 2018--Sylvan Lane Kathy Kraninger is taking control of the Consumer Financial Protection Bureau at a pivotal moment for the powerful financial watchdog. learn more
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