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Industry News
News:Industry News
Featured Items
- Biden Issues 60-Day Regulation Freeze
- As one of his first directives upon taking office, President Joe Biden announced a 60-day freeze on regulations to give his administration the time necessary to review any new rules. learn more
- 2021 Will be Another Good Year for Home Sellers–Not So Much, Though, For Buyers
- It’s safe to say that 2020 will go down in history as a year like no other. learn more
- Mortgage Refinance Demand Spikes 20% as Borrowers Fear Missing Out on Record-Low Rates
- Mortgage applications to refinance a home loan spiked 20% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. learn more
- Banking Groups Suspend Political Donations after D.C. Riot
- The Consumer Bankers Association and Mortgage Bankers Association said the groups were suspending donations to all candidates from their political action committees. learn more
- 2021 Means New Challenges for Mortgage Lending
- While the mortgage lending industry has always been an ever-changing profession, we as loan originators have entered a very unprecedented market, with a new landscape paved by uncertainty and a level of anxiety that could easily cripple the most seasoned originator. learn more
- Fixed Mortgage Rates Sink to Lowest Levels in History But Could Be Headed Higher
- The 30-year fixed mortgage rate, the most popular loan product, sank to its lowest level on record this week, marking the 17th historic low it has hit in less than a year. learn more
- Even as Rates Ended 2020 Near Record Low
- The stunning surge in home buying, brought on by the coronavirus pandemic, may finally be easing up. learn more
- 4 Key Sets of Metrics Mortgage Companies Must Watch in 2021
- The Fed’s decision to lower rates amid a pandemic proved serendipitous for home lenders who benefited from a refinance boom last year, but they may need to make adjustments in the coming months. (MBA mention) learn more
- Could 2% Define Mortgage Rates for the Next Decade?
- Most industry observers believe rates will remain at the same low levels in 2021 as the Federal Reserve uses low rates as a weapon to combat the economic effects of the COVID-19 pandemic. learn more
- Mortgage Rates Move Slightly Higher But Remain Near Record Lows
- After tumbling to historic lows throughout the month, the 30-year fixed mortgage rate rebounded slightly heading into the new year. (MBA mention) learn more
- The Mortgage Refinance Window Could End Soon–Here’s Why You Should Act Now
- 2020 will always be remembered as the year of the coronavirus pandemic. learn more
- 2 Reasons Mortgage Rates Could Rise in 2021
- Here are two reasons mortgage rates could rise soon: economic recovery; and distribution of COVID-19 vaccines. learn more
- The Nail in the Coffin for Ending GSE Conservatorship Under Trump?
- In a letter Monday to U.S. Treasury Secretary Steven Mnuchin, the Mortgage Bankers Association and other housing industry associations expressed their opposition to a swift end to conservatorship for Fannie Mae and Freddie Mac. learn more
- More U.S. Homeowners Seek to Delay Mortgage Payments
- A growing percentage of U.S. homeowners are looking to delay making mortgage payments, the latest sign that the economic recovery is hitting a snag. learn more
- Mortgage Servicers are Losing 80% of Borrowers–Black Knight
- Q3 was a banner quarter for origination volumes. learn more
- As Pandemic Lifelines Expire, Americans in Housing Free Fall December 8, 2020
- Overnight, an unprecedented bill of $70 billion in unpaid back rent and utilities will come due, according to estimates by Moody’s Analytics Chief Economist Mark Zandi. learn more
- CoreLogic Projects Low Mortgage Rates and High Prices into 2023 December 4, 2020
- CoreLogic released its final three-year housing and mortgage outlook report for the year, and if numbers hold up, the data company predicts 2021 will maintain its unprecedented sales and record low mortgage rates as the economy continues to recover. learn more
- Banks Delay Office Reopenings Until Well Into 2021
- With COVID-19 cases soaring, a growing number of banks, including JPMorgan Chase, U.S. Bancorp and Capital One, have pushed back target dates for bringing employees back to offices. Some are even allowing them to work from home indefinitely. learn more
- Congress Needs to Provide Eviction and Mortgage Relief Now Before the Coming Crisis
- The authors said lawmakers should not simply delay the moment of reckoning for families struggling to cover their housing costs, but help them meet these costs over the long term. learn more
- Another Record-Low Mortgage Rate Just Cause Demand to Jump for Both Refinances and Home Purchases
- Mortgage interest rates have set record lows more than a dozen times this year, and last week there was yet another. learn more
- GSE loan limit approaches $550,000 as home prices jump 7.4%
- The price increase illustrates the extent to which federal rescue programs and a supply-demand imbalance have been counterweights to economic pressures from the pandemic. learn more
- Rising Mortgage Delinquencies to Show up in 2021
- The refinance boom is edging toward its third birthday, but like all good parties, it will be coming to an end. learn more
- Fannie, Freddie Overseer Looks to End Federal Control Before Trump Leaves
- The federal regulator who oversees Fannie Mae and Freddie Mac is pushing to speed up the mortgage giants’ exit from 12 years of government control but has yet to reach an agreement he needs with Treasury Secretary Steven Mnuchin. learn more
- MBA Expects Purchase Originations to Break Records Next Year
- The Mortgage Bankers Association predicted that purchase originations would continue their upward march next year, hitting a record $1.60 trillion in 2021. learn more
- ‘Blue wave’ in Georgia runoffs would change mortgage rate outlook
- Rates could be 50 basis points steeper than the MBA’s current projections, which anticipate the 30-year mortgage will average 3.6% next year, up from 3% this year. learn more
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