- Iowa Bankers Association
- 8800 NW 62nd Avenue
- Johnston, IA 50131
- Toll-Free: 800-532-1423
- Local: 515-286-4300
- Fax: 515-280-4140
Industry News
News:Industry News
Featured Items
- GSEs May be Freed with Treasury Backstop, Mnuchin Says
- Fannie Mae and Freddie Mac are expected to retain “limited and tailored government support” after they are freed from U.S. control, Treasury Secretary Steven Mnuchin said in a letter to lawmakers seeking information on the Trump administration’s plans for the mortgage giants. learn more
- Mortgage Rates Hover Near Record Lows, But Americans Pay Much More
- Mortgage rates are now hovering near all-time lows, causing a spike in refinancing in January. learn more
- Refinance mortgage applications reach highest level since 2013 ?
- Refinance application activity last week was the highest in nearly seven years, with more than triple the volume from one year ago, according to the Mortgage Bankers Association. learn more
- Mortgage Investors Brace for Coming Wave of Loan Refinancings
- With the 30-year mortgage rate just 14 basis points above its all-time low of 3.31% seen in November 2012, mortgage-backed security investors are bracing themselves for a wave of refinancings in the coming months. learn more
- 5 Questions to Ask Yourself Before You Refinance Your Mortgage
- Refinance loan volume jumped to the highest level since 2013 last week, especially among jumbo mortgage borrowers, on the heels of lower mortgage rates, according to data from the Mortgage Bankers Association. learn more
- Falling Rates Could Boost Mortgages Ahead of Spring Selling Season
- Mortgage rates are at their lowest level in more than three years, potentially boosting the U.S. housing market as it enters the crucial spring selling season. learn more
- Fixed Mortgage Rates Hit Three-Year Lows But May be Headed Higher Soon
- Fixed mortgage rates sank to their lowest level in three years on fears about the economic impact of the coronavirus. learn more
- Coronavirus Could Push Mortgage Rates to All-Time Low
- An increase in competition for bonds means investors, including the people who buy mortgage-backed bonds, have to take lower yields. learn more
- 9 Million Homeowners Could Save Big Money on a Mortgage Refinance as Rates Hit 3-Year Low
- About 9.4 million borrowers could save an average $272 per month if they were to refinance to a lower rate, according to calculations by Black Knight learn more
- Mortgage Rates Sink to Their Second-Lowest Levels in Three Years
- Mortgage rates continue their slide over concerns about how the worsening coronavirus outbreak will affect the global economy. learn more
- How the Coronavirus Scare Could Lower Mortgage Rates
- Jittery investors are funneling their money into the safety of U.S. Treasury bonds rather than volatile stocks. learn more
- Mortgage Rates Drop to 5-Month Low as Coronavirus Fears Fuel the Bond Market
- As fears over the coronavirus roil global financial markets, investors are rushing to the relative safety of bonds. learn more
- Refinancing Boom Fuels Mortgages to Postcrisis Record
- The mortgage market in 2019 had its best year since the height of the precrisis boom, the latest sign that housing is firming up after showing signs of weakness early last year. learn more
- Refinance Outlook Lifts Fannie Mae’s Origination Forecast
- With interest rates expected to stay low while wages and the overall economy grow in conjunction, Fannie Mae again boosted its single-family mortgage origination outlook for 2019, 2020 and 2021. learn more
- New Home Purchase Mortgage Applications Up Nearly 40 Percent
- Mortgage applications for new home purchases recorded a 38.7 percent year-over-year spike in December, according to new data from the Mortgage Bankers Association. learn more
- Weekly Mortgage Applications Soar 30% as Homebuyer Demand Hits the Highest Level in 11 Years
- Purchase application volume hit the highest level since October 2009, rising 16% for the week and 8% from a year ago, according to Mortgage Bankers Association data. learn more
- Mortgage Rate Forecast for 2020: Experts Predict Low Rates Will Last
- If you’re looking to buy a home or refinance your current one in the new year, there’s good news: Today’s low mortgage rates are expected to continue into 2020. learn more
- Mortgage Rates Plunge to 3-Month Lows Amid Iran Drama
- If you’ve been holding out for better mortgage rates, that wait is over. learn more
- Mortgage Rates Hit 13-Week Low in Wake of Iran Crisis
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average fell to 3.64 percent with an average 0.7 point. learn more
- GSEs Might Operate Under Consent Decree, Calabria Says
- Federal Housing Finance Agency Director Mark Calabria raised the possibility Wednesday that Fannie Mae and Freddie Mac could operate under a consent order once they are freed from conservatorship while the government-sponsored enterprises raise additional capital. learn more
- Low Mortgage Rates Forecast for 2020
- The average rate for a 30-year fixed-rate mortgage ended 2019 nearly a point lower than the previous year and low rates for home loans are expected to continue through 2020, according to forecasts. learn more
- Fed Minutes Show Comfort with Prolonged Pause on Rates
- Federal Reserve officials indicated they were in no hurry to reverse last year’s rate cuts when they met in mid-December and appeared comfortable holding interest rates steady in the months ahead. learn more
- Foreclosure Starts Fall to Lowest Level This Century: Black Knight
- November’s foreclosure starts hit their lowest level since Black Knight started tracking this data in 2000, while the foreclosure rate reached a 14-year low. learn more
- Housing Market 2019: What a Difference a Year Sometimes Makes
- Housing cycles are generally very long, with upward trends often lasting years or even decades, but in some respects 2019 was an exception to the norm. learn more
- SALT Relief: House Votes to Kill Cap on Property Tax Deductions
- The bill, HR 5377, passed Thursday by a 227-196 vote. It nixes the provision in the 2017 Republican tax bill that set a $10,000 cap on state and local taxes, known as SALT, that can be used as federal deductions. learn more
- Mortgage Lenders Are Now in the Experience Business
- It is evident that lenders are no longer in the mortgage business but are now in the experience business. learn more
- FHFA Proposal Would Exempt Federal Home Loan Banks from Stress Tests
- The Federal Housing Finance Agency has proposed a plan that would exempt the Federal Home Loan Banks from conducting stress tests. learn more
- Low Mortgage Rate Trend Continues to Stir Up Mortgage Applications
- The volume of mortgage loan applications rose as the 30-year fixed mortgage rate remained under 4% for the fourth consecutive week, according to the Mortgage Bankers Association. learn more
- Credit Standards are Loosening: Buyers May Now Find it Easier to Get a Mortgage
- According to new data from the Mortgage Bankers Association, it’s getting easier to get a mortgage. learn more
- Supreme Court to Hear CFPB Constitutionality Case in March
- The Supreme Court on Tuesday said it will hear arguments March 3 in a case challenging the constitutionality of the Consumer Financial Protection Bureau’s leadership structure. learn more
- Low Mortgage Rates Will Push Home Lending to 12-Year High
- Low mortgage rates will push home lending this year to a 12-year high of $2.07 trillion, the Mortgage Bankers Association said in a forecast. learn more
- Independent Mortgage Banker Profits Near 7-Year High
- Profits for independent mortgage banks and mortgage subsidiaries of chartered banks hit an almost seven-year high in the third quarter, according to a new report from the Mortgage Bankers Association. learn more
- Mortgage Rates Fall to Lowest Level in Six Weeks
- According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average fell to its lowest level in six weeks, declining to 3.66 percent with an average 0.6 point. learn more
Lender Login
Iowa Bankers Insurance & Services (IBIS) offers Iowa banks a full line of insurance products.
learn more
The Iowa Bankers Association (IBA) is dedicated to serving Iowa banks and their employees.
learn more